Primary Structured Settlement Annuity Companies Available to Structured Settlement Brokers and Settlement Planners

Primary Structured Settlement Annuity Companies Available to Structured Settlement Brokers and Settlement Planners

Structured Settlement Company/Annuity Issuer Assignment Company or Guarantor

A.M. Best

Standard & Poor's

Moody Invest Svc

Fitch

Minimum Premium

Assign. Fee

Daily Rates

NY 50-A & 50-B

Attorney Fees

Secured Creditor

Rated Ages

Allstate Life Insurance Company. Home Office: Northbrook, IL Allstate Life Insurance Company of NY Home Office: Hauppauge, NY Allstate Assignment Company Allstate Int'l Assignments Ltd. (Non-qualified cases) Allstate Life Insurance Company (Guarantor)

A+ A+ A+

XV IX XV

AA- AA- AA-

A1 A1 A1

A A A

$10,000 $10,000

$250 $250 $500

Yes, if better than book rates

No Yes

Yes, also through Allstate Int'l facility

Yes

No

American General Life Insurance Company Home Office: Houston, TX American General Annuity Service Corporation AGC Life Ins. Co. (Guarantor)

A A

XV XV

A-

A1

AA- AA-

$10,000

$500

Yes, no minimum

No

Yes

Yes

Yes

American International Life Assurance Company of New York Home Office: New York, NY American General Annuity Service Corporation ( QAs from 7/1/09) American Home Assurance Company( for QAs through 6/30/09) National Union Fire Insurance Company of Pittsburgh, PA (through 6/30/09)

A A A

XV XV XV

A- A- A-

A1 A1 A1

A+ A+ A+

$5,000

$500

Yes, over 50K

Yes

Yes, check on details

Yes, use their form

Yes

John Hancock Life Insurance Company (U.S.A.) from 1/1/2010 non-NY Home Office: Bloomfield Hills, MI John Hancock Life Insurance Company of New York from 1/1/2010 NY cases Home Office: Valhalla, NY John Hancock Life Ins. Company *** through 12/31/2009 Home Office: Boston, MA (thru 12/31/09) John Hancock Assignment Company John Hancock Life Insurance Company (U.S.A.) Guarantor

A+ A+ A+ A+

XV XV XV XV

AA+ AA+ AA+ AA+

Aa3 Aa3 Aa3 Aa3

AA AA AA AA

$10,000 $10,000

$500 $500

Yes Yes

No No

Yes Yes

No No

Yes Yes

Liberty Life Assurance Company of Boston Home Office: Boston, MA Liberty Assignment Corporation Employers Ins. of Wausau BARCO (Non-qualified cases) Liberty Mutual Insurance Company(Guar of Liberty Life only)

A N/R N/R N/R A

X XV

A- N/R N/R N/R A-

A2 N/R N/R N/R A2

N/R N/R N/R N/R

$10,000

$300 $300 $500

Yes, over $200,000

No

Yes, BARCO facility

No

Yes

Metropolitan Life Insurance Company Home Office: New York, NY MetLife Tower Resources Group, Inc. MetLife Insurance Company of Connecticut, Hartford, CT (Reinsurance) Metropolitan Life Insurance Company (Guarantor, assigned cases)

A+ A+ A+

XV XV XV

AA- AA- AA-

Aa3 Aa3 Aa3

AA- AA- AA-

None

$750

Yes, over

Yes

Yes, check

Yes

Yes

New York Life Insurance Company Home Office: New York, NY New York Life Insurance and Annuity Corporation New York Life Insurance Company (Guarantor)

A++ A++ A++

XV XII XV

AAA AAA AAA

Aaa Aaa Aaa

AAA AAA AAA

$10,000

$750

Yes, over $500,000

No

Yes, check on details

No

Yes

Pacific Life & Annuity Company Home Office: Newport Beach, CA Pacific Life and Annuity Services Inc. Pacific Life Corp (Guarantor)

A+

XV

AA-

A1

AA-

$10,000

$250

Yes

No

Yes

Yes

Yes

The Prudential Insurance Company of America Home Office: Newark, NJ Prudential Assigned Settlement Services Corporation The Prudential Insurance Company of America (Guarantor)

A+ A+

XV XV

AA- AA-

A2 A2

A+ A+

$20,000

$250

Yes, over $500,000

No

Yes, Pruco facility

Yes

Yes

Symetra Life Insurance Company Home Office: Bellevue, WA Symetra Assigned Benefits Service Company Symetra Life Insurance Company (Guarantor)

A A

XIV XIV

A A

A3 A3

A+ A+

$5,000

$500

Yes

No

Yes

Yes

Yes