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Annuity Markets                                                   Structured Settlement Annuity Company Customer Service Numbers

Primary Structured Settlement Annuity Companies Available to Structured Settlement Brokers and Settlement Planners
Primary Structured Settlement Annuity Companies Available to Structured Settlement Brokers and Settlement Planners
Structured Settlement Company/Annuity Issuer
Assignment Company or Guarantor
A.M. Best Standard
& Poor's
Moody
Invest Svc
Fitch Minimum
Premium
Assign.
Fee
Daily
Rates
NY 50-A
& 50-B
Attorney
Fees
Secured
Creditor
Rated
Ages
Allstate Life Insurance Company.
Home Office: Northbrook, IL
Allstate Life Insurance Company of NY
Home Office: Hauppauge, NY
Allstate Assignment Company
Allstate Int'l Assignments Ltd. (Non-qualified cases)
Allstate Life Insurance Company (Guarantor)
A+

A+



A+
XV

IX



XV
AA-

AA-



AA-
A1

A1



A1
A

A



A
$10,000

$10,000
$250

$250


$500
Yes, if
better than
book rates
No
Yes
Yes, also through
Allstate Int'l facility
Yes No
American General Life Insurance Company
Home Office: Houston, TX
American General Annuity Service Corporation
AGC Life Ins. Co. (Guarantor)
A


A
XV


XV
A-


A1


AA-


AA-
$10,000


$500


Yes, no
minimum

No


Yes

Yes


Yes


American International Life Assurance Company of New York
Home Office: New York, NY
American General Annuity Service Corporation ( QAs from 7/1/09)
American Home Assurance Company( for QAs through 6/30/09)
National Union Fire Insurance Company of Pittsburgh, PA (through 6/30/09)
A


A
A
XV


XV
XV
A-


A-
A-
A1


A1
A1
A+


A+
A+ 
$5,000 $500 Yes,
over 50K

Yes Yes, check
on details
Yes, use
their form
Yes
John Hancock Life Insurance Company (U.S.A.) from 1/1/2010 non-NY
Home Office: Bloomfield Hills, MI
John Hancock Life Insurance Company of New York from 1/1/2010 NY cases
Home Office: Valhalla, NY
John Hancock Life Ins. Company *** through 12/31/2009

Home Office: Boston, MA (thru 12/31/09)
John Hancock Assignment Company
John Hancock Life Insurance Company (U.S.A.) Guarantor
A+

A+

A+


A+
XV

XV

XV


XV
AA+

AA+

AA+


AA+
Aa3

Aa3

Aa3


Aa3
AA

AA

AA


AA
$10,000

$10,000



$500

$500



Yes

Yes



No

No



Yes

Yes



No

No



Yes

Yes



Liberty Life Assurance Company of Boston
Home Office: Boston, MA
Liberty Assignment Corporation
Employers Ins. of Wausau
BARCO (Non-qualified cases)
Liberty Mutual Insurance Company(Guar of Liberty Life only)
A

N/R
N/R
N/R
A
X




XV
A-

N/R
N/R
N/R
A-
A2

N/R
N/R
N/R
A2
N/R

N/R
N/R
N/R
$10,000

$300
$300
$500
Yes, over
$200,000
No Yes, BARCO
facility
No Yes
Metropolitan Life Insurance Company
Home Office: New York, NY
MetLife Tower Resources Group, Inc.
Metropolitan Life Insurance Company (Guarantor)
A+


A+
XV


XV
AA-


AA-
Aa2


Aa2
AA


AA
None $750 Yes, over Yes Yes, check Yes Yes
New York Life Insurance Company
Home Office: New York, NY
New York Life Insurance and Annuity Corporation
New York Life Insurance Company (Guarantor)
A++

A++
A++
XV

XII
XV
AAA

AAA
AAA
Aaa

Aaa
Aaa
AAA

AAA
AAA
$10,000 $750 Yes, over
$500,000
No Yes, check
on details
No Yes
Pacific Life & Annuity Company
Home Office: Newport Beach, CA
Pacific Life and Annuity Services Inc.
Pacific Life Corp (Guarantor)
A+ XV AA- A1 AA- $10,000 $250 Yes No

Yes Yes Yes
The Prudential Insurance Company of America
Home Office: Newark, NJ
Prudential Assigned Settlement Services Corporation
The Prudential Insurance Company of America (Guarantor)

A+


A+
XV


XV
AA-


AA-
A2


A2
A+


A+
$20,000 $250

Yes, over
$500,000
No Yes, Pruco
facility
Yes Yes
Symetra Life Insurance Company**
Home Office: Seattle, WA
Symetra Assigned Benefits Service Company**
Symetra Life Insurance Company (Guarantor)
A


A
XII


XII
A-


A-
A2


A2
A+


A+
$5,000 $500 Yes, over
$500,000
No Yes, check
on details
Yes Yes

Financial ratings current as of the date this page was last updated.
** Symetra is listed in the chart above for informational purposes only. 4structures.com, LLC has made a business decision not to place any structured settlement business with Symetra due to the manner of the business practices of its qualified assignee, Symetra Assigned Benefits Service Company, of which it has been documented, actively solicits annuitants (of contracts IT owns) to sell structured settlement payment rights to a Symetra subsidiary, Clearscape Funding Corporation. This is against our business philosophy and what we expect of our vendors.


*** Note that there has been a subsidiary reorganization which has replaced the single structured annuity issuer for John Hancock with two issuing entities (one dedicated to New York) effective 1/1/2010.
Effective 1/1/2010 John Hancock Life Insurance Company ("JHLICO") was merged into John Hancock Life Insurance Company (U.S.A.) ("JHUSA"). Upon completion of the merger JHUSA will assume the direct responsibility for payment of all claims and benefits, and for all other policy obligations, under in force policies, certificates, or contracts.
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