MetLife Structured Installment Sale
Structured Installment Sale What is a Structured Installment Sale ? Strucured Installment Sales are designed for buyers in property and business sales to transfer periodic payment obligations to an assignment company where the seller will receive at least one payment after the tax year in which the sale occurs. With this method, sellers can potentially […]
What is a Lifetime Annuity?
What is a Life Annuity? A lifetime annuity turns part of your settlement recovery, or savings, into guaranteed income you can’t outlive. The mortality risk is transferred to a life insurance company, whose expertise lies in evaluating mortality and leveraging economies of scale to distribute that risk across its policyholders and annuitants. can lock in […]
The Difference Between a Structured Settlement and an Annuity
John Darer Reviews What You Need To Know A structured settlement and an annuity walk into a bar, how can you tell them apart? Here are some talking points about the differences between a structured settlement and an annuity: 1. A structured settlement is a form of negotiated settlement of claims and lawsuits in which […]
Budgets and Settlement Planning for Life After Settlement
Most People Who Sell Structured Settlement Payments Do So To Pay Bills Both serious scientific surveys and the “just-for-fun” ones agree on one thing: most people sell their structured settlement payment rights because, well, bills don’t pay themselves! Q. Why do people have bills? A bill is issued when you owe money to the manufacturer, […]
Investing in Structured Settlements A Guide for Unwary Investors
Important Caveats for Investors in Structured Settlement Payments Investors seeking stable income may be solicited by and/or heard a sales pitch from investment advisers to invest in structured settlements, or invest in a structured settlement annuities. But all is not what it seems. The structured settlement investment in such cases is not an annuity. It […]
Constructive Receipt is Game Over for Structured Settlements
How to Avoid the Constructive Receipt “Hazard” What is Constructive Receipt? Trial lawyers should be mindful of not teeing off your client’s settlement at the end of mediation or otherwise and ending up in the drink! There are no mulligans (“do-overs” for those unfamiliar with golfing terminlogy).If a standard General Release form has signed and […]
USAA Life Insurance Company Structured Settlement Annuities
A++ Rated High Quality, High Integrity Structured Settlement Annuity Issuer USAA LIfe Insurance Company has an A++ AM Best Rating, The highest possible We’re pleased that USAA Life Insurance Company is a structured settlement annuity option for our clients. USAA Life is Highly Rated and Very Competitive for Long Term Cash Flows USAA Life, based […]
Prudential Income Advantage | Indexed Structured Settlement Annuity Income Advantage
Growth potential, downside risk protection, tax benefits Prudential Income Advantage Indexed Structured Settlement™ (Income Advantage), is an index linked structured settlement annuity product Along with many of the benefits that a traditional structured settlement delivers, Income Advantage provides: an opportunity for market-linked gains during a deferral period, with growth linked to the S&P 500®, guarantees […]
Structured Settlement | Like Income from “Job” with Great Perks
Steady Cash Flow, Many Payment Options with Tax Benefits How would you like to have a “job” that provides you a steady flow of guaranteed income for life without being fired, a guaranteed raise option and no income taxes? If you’re eligible, there are ALOT of openings. Eligibility for Structured Settlement “hire”** You have suffered […]
Independent Life Insurance Company 2024 Growth Report
7 Year Old Gets Good Marks |Room for Improvement In the structured settlement annuity (SSA) industry, dominated by many of the largest life insurers in the United States, Independent Life Insurance Company (ILIC) achieved significant milestones in 2024.Not only did the “pre-pubescent” life insurance company, that only issues structured settlement annuities, surpass $1 billion dollars […]