Berkshire Hathaway Structured Settlements Dual Guarantee
Unmatched Two Company Guarantee on Large Cases

- A periodic payment obligation is established in the Settlement Agreement, obligating the Defendant or Defendant's insurer(s) to make structured settlement payments to the Plaintiff, or to a trust for the benefit of the Plaintiff.
- The obligation to make the structured settlement payments is assigned, by way of a qualified assignment, to BHG Structured Settlements, Inc. (BHGSS).
- BHGSS funds its obligation through the purchase of an annuity from either BHLN or FBHL, if it's a New York structured settlement.
- BHGSS' obligation to make the structured settlement payments is, in turn, guaranteed by Columbia Insurance Company, which as of 12/31/2018 had $19.2 Billion in Statutory Surplus. Financial Ratings of A++ A.M. Best AA+ Standard & Poors.
- For structured settlements funded with $3 million or more in premium to BHLN, there is a dual guaranty, with National Indemnity Company being the dual guarantor. As of 12/31/2018, National Indemnity had Admitted Assets of $228.2 billion and Statutory Surplus of $122.5 billion. Financial Ratings of A++ by A.M. Best and AA+ by Standard & Poors
