4structures Is Fully Committed to Clients During Covid-19
John Darer • March 23, 2020
Fully Operational Home Office for Over 21 Years
Dear Clients and Friends,
We trust that this finds you safe and healthy. We are living in extraordinary and unsettling times. With the coronavirus (COVID-19) global pandemic, our friends here in the USA and in the London Market, Europe, Asia, South and Central America, the Caribbean and throughout the world, have experienced dramatic changes to their daily lives. We want to let you know that John Darer and 4structures.com LLC are thinking of you and hope that your loved ones are also safe and well.
Fully functional remote capability
We've had a fully functional remote capability for over 21 years. All of our services and systems are functional at this time.
Some structured settlement annuity issuing life insurers initially switched to daily rate pricing for all quotes in early March, to be more responsive to daily interest rate volatility. Investment grade corporate bond rates are generally stronger drivers of structure rates rather than Treasuries.
My focus today is the same as it’s always been — supporting you and your clients by:
- Providing a comprehensive menu of settlement planning services
- Helping clients achieve optimal settlements
- Providing you and your clients with a balanced, safe and stable financial future
- Being one of only two Certified Financial Transitionists (CeFT) in the settlement industry. In these unprecedented times, such skills and unique protocols and process will be needed more than ever.
- Helping counsel with necessary documentation to successfully conclude your settlement
- Performing New York CPLR 50-A and 50B calculations and projections to help parties clearly understand the exposures
Video conferencing
We use tools such as Zoom for virtual client meetings, mediation and webinars which permit real-time, face-to-face interaction. You are able to see and speak to us and to follow you will also follow along and exchange materials. We plan to continue serving the legal community, supporting one another as we navigate this together.ensuring you have the most valuable settlement expertise and settlement planning advice possible, whenever and wherever you need.
As always, we are here for you and in this for the long haul.
Sincerely yours,
John Darer, President
4structures.com, LLC
In the structured settlement annuity industry, dominated by many of the largest life insurers in the United States, Independent Life Insurance Company (ILIC) achieved significant milestones in 2024. Good news, positives and some concerns discussed in this lattest post.
Prudential and Pacific Life have once again been named among the world's most ethical companies. Prudential received the award for the 11th time., Pacific Life received the award for the 8th time. Prudential and Pacific Life are leading issuers of structured settlement annuities.
John Darer reviews structured settlement annuity market expansion featuring 3 new entrants Athene Life & Annuity, American National (ANICO) and Puritan Life as well as MetLife's development of a best in class
What is a Settlement Agreement and Release? What is the role of a Settlement Agreement and Release in establishing a structured settlement? What is a compromise?
John Darer reviews the primary structured settlement market, secindary market and tertiary structured settlement markets
A structured settlement annuity does not drive the tax consequences of structured settlement annuity payments. It is the type of damages the structured settlement annuity payments represent, as reflected in the relevant settlement documentation executed by the settling parties
Structured settlement beneficiary death claim. An executor cannot change the beneficiary of a structured settlement annuity. StructuredTypically, settlement agreements permit the Payee to name or change a beneficiary, provided such change is in writing and submitted to the Assigmment Company or annuity issuer in writing and in proper form.
Which life insurance companies write structured settlement annuities for personal injury and wrrongful death settlements in Bronx, Brooklyn, Staten Island, Queens, Manhattan, Long Island, Westchester, Erie, Rockland, Albany,Monroe in 2025 through licensed representatives?
Why Structured Settlements? Because Certain Sells® Structured settlements offer predictable income streams, which can be appealing to rein in uncertainty. John Darer reviews some other reasons that structured settlements are increasingly being used to settle cases:
Structured settlements have roots that trace back more than 100 years, from 1918, when Congress exempted damages for personal injury or sickness from income tax, to the establishment of structured settlements as the core personal injury settlement planning tool it is today.
