Blog Post

Metropolitan Life Fires up the Structure After Burners

John Darer • Jul 09, 2023

Flex Pricing from Vintage Annuity Issuer on $5M+ Cases

Metropolitan Tower Life Insurance Company (MTL) as the primary structured settlement annuity issuing entity for MetLife Retirement and Income Solutions (RIS), including structured settlement annuity contracts. One of the primary drivers for using Metropolitan Tower Life Insurance Company was to put MetLife on a level playing field with other insurers using a non-NY entity. New York admitted carriers have higher reserving requirements.


MetLife has on certain occasions, used Metropolitan Life Insurance Company (MLIC) depending on deal nuances or other internal and external factors.


Based on recent strategic actions by the company, there is now additional flexibility with the two MetLife issuing entities and MetLife can offer opportunistic pricing through Metropolitan Life insurance Company on your larger cases. Any cases $5M and over will be priced and issued from MLIC. Metropolitan Life Insurance Company has some of the highest ratings in the industry, is licensed in all states and territories and has almost $11 billion in total surplus. rated A+XV by A.M. Best.



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