Interest Rate Hikes Good For Structured Settlements

John Darer • January 29, 2018

Short Term Structured Settlements Back on Radar 2 Year UST Highest Yield in 10 Years | 10 Year UST Close to 4 Year High

structured settlement interest rates

The continuing rise of short term interest rates puts shorter term structured settlements back on the radar. There are many scenarios where shorter term structured settlements come into play for at least part of the stable cash flow needs of a plaintiff or attorney.

  1. Commercial contracts
  2. Age Discrimination in Employment
  3. Teenage plaintiff with need to help pay for college or graduate school education.
  4. New York CPLR Article 50-A or 50-B Pain & Suffering component of structured judgments.
  5. Plaintiffs in their late 50s or early 60s using a structured settlement to help maximize Social Security. by deferring the start date until age 70. Motley Fool writes January 29, 2018 " or you can afford to wait--perhaps because you're healthy, enjoy your job, and you would like to keep working as long as possible, it can make sense to delay starting to collect. If your family members tend to live very long lives and you expect to do the same, that's another good reason to delay, if you can, because you're likely to collect bigger checks for a longer-than-average period". For those born 1960 or later the difference waiting to age 70 to begin receiving Social Security is 62%. [ Source: Social Security Administration]
  6. Structured attorney fees where the attorney is seeking a short term deferral.

Each person's situation should be considered based on that person's unique set of facts.




By John Darer September 17, 2025
The Allure of "Convenience" is a Tax Trap . QSF Qualification is not a single moment in time, but rather a continuing obligation to operationalize all the requirements, as well as those required for creation.
qualifed assignment release and pledge agreement
By John Darer September 15, 2025
A Qualfied Assignment Release and Pledge Agreement (QARP) is a type of qualified assignment that gives a structured settlement payee a security interest in the qualified funding asset pursuant to the Uniform Commercial Code (UCC).
Indiiduals with Disabilities Education Act
By John Darer September 13, 2025
It bears remembering that, prior to 1975, children in the USA with intellectual disabilities, physical disabilities and even sensory disabilities were not guaranteed access to a public education.
structured settlement beneficiary
By John Darer CLU ChFC MSSC CeFT RSP CLTC September 12, 2025
"All payments From a Structured Settlement Are Guaranteed" ?
By John Darer September 6, 2025
Does a Structured Settlement Have a "Free Look" Period Like Other Insurance?
qualified settleent fund and QSF
By John Darer September 3, 2025
Invalidation of Structured Settlement Arrangements Under IRC § 130. If the QSF loses its status due to revocation/ termination of the governmental authority’s continuing jurisdiction, any structured settlement arrangements pursuant to IRC § 130 become null and void.
most infomative structured settlement websites
By John Darer August 26, 2025
The 4structures.com website is one of the most comprehensive structured settlement resources, particularly for those who want detailed, expert-level information, according to Google AI
most informative
By John Darer August 22, 2025
Based on Grok's review of prominent sites as of August 2025, 4structures.com (including its associated blog at structuredsettlements.typepad.com) stands out as the most comprehensive. Run by structured settlement expert John Darer, it offers detailed guides, and specialized insights
fountain
By John Darer August 17, 2025
Retained asset accounts for life insurance beneficaries, are temporary accounts that earn interest, give you time to breathe and give you time to figure it out.. Retained asset accounts are pay nterest from the date of death to date of settlement of the claim as a general practice,
knuckles
By John Darer August 16, 2025
How to avoid a "Knuckles Sandwich" when entering into settlement of claims or lawsuits involving taxable damages, or elements of taxable damages. What is the intent of the Payor? What happens if the intent of Payor is not clearly set forth in the settlement agreement?
More Posts