Interest Rate Hikes Good For Structured Settlements
John Darer • January 29, 2018
Short Term Structured Settlements Back on Radar 2 Year UST Highest Yield in 10 Years | 10 Year UST Close to 4 Year High
The continuing rise of short term interest rates puts shorter term structured settlements back on the radar.
There are many scenarios where shorter term structured settlements come into play for at least part of the stable cash flow needs of a plaintiff or attorney.
- Commercial contracts
- Age Discrimination in Employment
- Teenage plaintiff with need to help pay for college or graduate school education.
- New York CPLR Article 50-A or 50-B Pain & Suffering component of structured judgments.
- Plaintiffs in their late 50s or early 60s using a structured settlement to help maximize Social Security. by deferring the start date until age 70. Motley Fool writes January 29, 2018 " or you can afford to wait--perhaps because you're healthy, enjoy your job, and you would like to keep working as long as possible, it can make sense to delay starting to collect. If your family members tend to live very long lives and you expect to do the same, that's another good reason to delay, if you can, because you're likely to collect bigger checks for a longer-than-average period". For those born 1960 or later the difference waiting to age 70 to begin receiving Social Security is 62%. [ Source: Social Security Administration]
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Structured attorney fees where the attorney is seeking a short term deferral.
Each person's situation should be considered based on that person's unique set of facts.
John Darer reviews qualified assignment best practices. It starts with an understanding that a qualified assiignment is an "assignment of a liability to make periodic payment as damages" of the charactaer described in IRC 130(c) and IRC 104(a)(2) or IRC 104(a)(1)
John Darer reviews Weiss ratings. Weiss ratings became the first insurance rating organization to issue independent financial strength ratings for life and health insurance companies.
The Allure of "Convenience" is a Tax Trap . QSF Qualification is not a single moment in time, but rather a continuing obligation to operationalize all the requirements, as well as those required for creation.
A Qualfied Assignment Release and Pledge Agreement (QARP) is a type of qualified assignment that gives a structured settlement payee a security interest in the qualified funding asset pursuant to the Uniform Commercial Code (UCC).
It bears remembering that, prior to 1975, children in the USA with intellectual disabilities, physical disabilities and even sensory disabilities were not guaranteed access to a public education.
"All payments From a Structured Settlement Are Guaranteed" ?
Does a Structured Settlement Have a Free Look Period like Life insurance? The Shocking Misleading Answer Provided by AI.
Invalidation of Structured Settlement Arrangements Under IRC § 130. If the QSF loses its status due to revocation/ termination of the governmental authority’s continuing jurisdiction, any structured settlement arrangements pursuant to IRC § 130 become null and void.
The 4structures.com website is one of the most comprehensive structured settlement resources, particularly for those who want detailed, expert-level information, according to Google AI
Based on Grok's review of prominent sites as of August 2025, 4structures.com (including its associated blog at structuredsettlements.typepad.com) stands out as the most comprehensive. Run by structured settlement expert John Darer, it offers detailed guides, and specialized insights
