Structured Settlement Yields Continue to Improve

John Darer • October 8, 2018

Stimulus Leads to Gradually Rising Rates Highest 10Y US Treasury Since 2011

rising interest rates

Bloomberg reports that " the past week may be the one that blew the lid off yields in the world’s largest bond market, with the 10-year benchmark climbing the most in almost two years Wednesday and the selling pressure showing little sign of reversing since. Traders are responding to a seemingly critical mass of evidence in favor of higher rates, including near-record service industry growth, and a 48-year low unemployment rate".

Increasing yields on short duration bonds are making shorter duration structured settlements more viable for all types of damages and for structured installment sales

The 10 year US Treasury is currently at a 3.23% yield and the long bond at 3.4%. The rising 10 year rate impacts plaintiffs in New York because any increase serves to reduce a significant advantage in calculating the net present value of future damages under Article 50B judgments and applicable interest, that has existed for more than a decade. The addition of 4% built into the statute has been greater than the statutory growth rate, resulting in a net growth rate during this time frame.




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