Structured Settlements for You and For Those You Leave Behind
John Darer • February 8, 2024
How Would You Like to be Remembered?
Structured settlements can be used to fund an enduring legacy for a predetermined period of time for your children or grandchildren, no matter what happens.
#moneyandmeaning
Both fixed and market based structured settlements can be used to create a loving legacy holiday or birthday gify each year " from Dad", "from Mom" or " from Grandma/Grandpa". And it something that you can create no that has lasting value and adds meaning to money. How does it compare with using life insurance?
For more information contact settlement expert John Darer, President of 4structures.com LLC who has 40 years of financial services experience, with over 30 years' experience as a settlement expert and a unique credential as a Certified Financial Transitionist that only one other settlement planner in the United States has earned.
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Last updated March 30, 2025
John Darer reviews qualified assignment best practices. It starts with an understanding that a qualified assiignment is an "assignment of a liability to make periodic payment as damages" of the charactaer described in IRC 130(c) and IRC 104(a)(2) or IRC 104(a)(1)
John Darer reviews Weiss ratings. Weiss ratings became the first insurance rating organization to issue independent financial strength ratings for life and health insurance companies.
The Allure of "Convenience" is a Tax Trap . QSF Qualification is not a single moment in time, but rather a continuing obligation to operationalize all the requirements, as well as those required for creation.
A Qualfied Assignment Release and Pledge Agreement (QARP) is a type of qualified assignment that gives a structured settlement payee a security interest in the qualified funding asset pursuant to the Uniform Commercial Code (UCC).
It bears remembering that, prior to 1975, children in the USA with intellectual disabilities, physical disabilities and even sensory disabilities were not guaranteed access to a public education.
"All payments From a Structured Settlement Are Guaranteed" ?
Does a Structured Settlement Have a Free Look Period like Life insurance? The Shocking Misleading Answer Provided by AI.
Invalidation of Structured Settlement Arrangements Under IRC § 130. If the QSF loses its status due to revocation/ termination of the governmental authority’s continuing jurisdiction, any structured settlement arrangements pursuant to IRC § 130 become null and void.
The 4structures.com website is one of the most comprehensive structured settlement resources, particularly for those who want detailed, expert-level information, according to Google AI
Based on Grok's review of prominent sites as of August 2025, 4structures.com (including its associated blog at structuredsettlements.typepad.com) stands out as the most comprehensive. Run by structured settlement expert John Darer, it offers detailed guides, and specialized insights
