John D. Darer is a certified structured settlement consultant, registered settlement planner and licensed insurance agent who brings a wide range of practical hands-on settlement consulting experience designing financial settlement solutions for injured parties, helping to negotiate settlement solutions and development of innovative technological applications and cost saving solutions for complex claims settlement scenarios in jurisdictions throughout the United States.

Mr. Darer also lends his expertise to select cases, involving structured settlements, or periodical payments, outside of the United States . Mr. Darer has over 26 years of practical experience in the financial services industry. He is a graduate of the Syracuse University School of Management with a degree in marketing. In addition to holding the FINRA Series 7, 63 and 66, he has earned the designations of Chartered Life Underwriter ("CLU") and Chartered Financial Consultant ("ChFC") from the American College as well as the NSSTA Certified Structured Settlement Consultant professional certification (CSSC), developed in conjunction with the executive program at the University of Notre Dame. In January 2009 John Darer became the first person in the United States to earn the designation of Registered Settlement Planner ("RSP") following completion of the requirements for the inaugural class of the RSP program through Texas Tech University. John Darer's broad background, in structured settlements, litigation support, diversified financial services, planning and analysis and securities, knowledge leadership, combined with strong research skills and significant practical hands-on settlement consulting experience, brings a valuable asset to the table for his clients.

John Darer is a prolific writer with a direct "no nonsense" approach. His Structured Settlements 4Real blog aims to help consumers, attorneys, judges, and the media sort through the "clutter" they face in researching structured settlements and settlement planning issues on the Internet by providing timely and useful education, structured settlement information, settlement planning information, opinion and provocative "watch dog" commentary on these topics and litigation recovery management issues affecting parties in claims or lawsuits, including those with existing structured settlements. Click here to watch John's April 16, 2009 interview with Attorney Jan Schlichtmann about watch dog advocacy that appeared on the Voices of The Law Channel on The Legal Broadcast Network. John posts fresh structured settlement information and content virtually every business day. Structured Settlements 4Real is a consistent structured settlement industry Internet traffic leader, as measured by Alexa and Technorati. Mr. Darer has published over 2,115 articles since the inception of the blog in November 2005. His blog Divorce Settlement Ideas and Solutions provides a resource to parties in divorce and their legal representatives and discusses ways to secure alimony and child support payments. In the Structured Sales Authority blog he addresses issues about structured sales and topics related to the growing area of disposition of real estate or businesses through structured installment sales. He also publishes the Deferred Income Annuity Blog which discusses retirement issues and defined benefit annuity solutions.

John Darer is a structured settlement expert commentator on The Legal Broadcast Network, a regular contributor to settlement industry discussions on The Speaking of Settlements ( an affiliate of the LBN) and was previously interviewed in several pod casts prior to becoming a featured commentator. Click here to watch the April 16, 2009 video profile of John Darer on LBN. Prior publications include the AIA Binder (01/00), "Structured Settlements: You Save, They Prosper" in International Risk Management magazine (2/95) and the Vermont Captive Chronicle (10/93). He has on numerous occasions addressed trade associations within the structured settlement industry, was a speaker on the subject of structured settlements at the annual meeting of the WV and VA Bar Associations in July 2003 and at the Aviation Section of the Tort Insurance and Trial Practice Section of the American Bar Association in November 2005. He has been consulted and advised numerous claimants, attorneys, corporations, insurance companies, syndicates, and government entities on issues concerning structured settlements, economic damages and transfer of risk in the domestic, London, and French and South American insurance markets. John Darer is a member of and has served on the Branding, Technology, Education, Public Relations, Broker Relations and Long Range Planning Committees of the National Structured Settlement Trade Association ("NSSTA"). In 2006 and 2007 John was among those presented with the NSSTA award for outstanding leadership and service to the industry. In addition, he is a member of the Society of Financial Service Professionals ("SFSP") , the Aviation Insurance Association, Retirement Income Industry Association ("RIIA"), Association of Advanced Life Underwriting ("AALU") and a Charter Member of the National Alliance of Medicare Set-Aside Professionals ("NAMSAP").

Mr. Darer supports and promotes high standards of excellence, ethics and improved financial literacy by promoting education about structured settlements, the settlement planning process and litigation recovery management to parties in litigation, insurers, counsel, the judiciary, the maintenance of an accredited professional standard designation for the settlement planning industry and the establishment.of professional fraternity of settlement professionals. Darer's desire to maintain knowledge leadership means that his thirst for learning never ceases and he is currently working towards the Certified Financial Planner (CFP) and Medicare Set Aside Consultant (MSCC) Certifications.

Holds insurance licenses in States of AL, AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NY, NV, OH, OR, PA, SC, TX, RI, VA, VT, WA, WI, WV and the District of Columbia.

When not assisting clients, John enjoys boating day or night, golf, pilates, gourmet cooking, traveling, reading, the arts, is a long time professional soccer fanatic and enjoys a variety of other interests.