John Darer® is a well-known structured settlement expert, Sudden Money® Advisor , registered settlement planner, licensed insurance agent and thought leader, who is a 2016 A.M. Best Recommended Structured Settlement Expert for structured settlements. John Darer® has the gift of being able to break down complex financial ideas and concepts and articulate them so that people can actually understand them! Drawing on over 30 years of practical hands-on settlement consulting and financial services experience, John Darer® assists domestic, London market, and other international clients and counsel in some of the most complex cases in aviation, personal injury, medical malpractice, environmental, transportation and maritime, employment, divorce and commercial litigation. John’s diverse background brings a valuable asset to the table for his clients, whether providing assistance at mediation, during discovery, post settlement, or "on the fly" New York CPLR Article 50A or Article 50B projections and analysis, or managing transition stress. With in-depth and ongoing training from the Sudden Money® Institute’s Certified Financial Transitionist (CFT) program, John Darer® is uniquely equipped to guide you through both life impacting financial decisions and the emotional challenges that are part of financial transitions that can temporarily dilute decision making skills at a critical time.
Education and Professional Certifications and Designations
Syracuse University School of Management, Bachelor of Science in Marketing
Chartered Life Underwriter (CLU) American College
Chartered Financial Consultant (ChFC) American College
Certified Structured Settlement Consultant (CSSC)
Master Structured Settlement Consultant (MSSC), NSSTA professional certification in conjunction with University of Notre Dame
Certified in Long Term Care (CLTC) Corporation for Long Term Care, Inc.
FINRA Series 7, 63, 66
Holds insurance licenses in States of AL, AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NY, NV, OH, OR, PA, SC, TN, TX, RI, VA, VT, WA, WI, WV and the District of Columbia.
Florida License: A061450
California License: 0761076
Louisiana License: 263021
Other license numbers available upon request Email
Structured Settlements 4Real® Blog November 2005-present. John Darer® is arguably the most prolific commentator on structured settlements of the last decade by some distance, having authored over 4,320 blog posts in an informative, irreverent and effective style that has earned a consistent readership. Structured Settlements 4Reall® is a leading source of structured settlement information, news and expert opinion. Many other settlement and financial topics are covered such as settlement planning issues and ideas, Sudden Money®, life insurance, long term care. The Structured Settlement Watchdog® column offers commentary and exposes that may be helpful to attorneys , plaintiffs, defendants, claims adjusters, judges, the news media, sellers and buyers of structured settlement payment rights and interested others.
Legal Broadcast Network October 2009-present John Darer® is a featured structured settlement expert commentator and has personally developed the content for and appeared in over 85 video podcasts covering a broad range of structured settlement and settlement planning topics, New York structured judgments. Many of these videos can be seen on 4structures YouTube channel, the 4structures.com website and elsewhere on Legal Broadcast Network
Aviation Section of the Tort Insurance and Trial Practice Section American Bar Assn. Nov 2005
VA and WV Bar Associations Joint Annual Meeting July 2003
He has been consulted and advised numerous claimants, attorneys, corporations, insurance companies, syndicates, and government entities on issues concerning structured settlements, economic damages and transfer of risk in the domestic, London, French and South American insurance markets.
John Darer ® is a member of and has served on the Branding, Technology, Education, Public Relations, Broker Relations and Long Range Planning Committees of the National Structured Settlement Trade Association ("NSSTA"). In 2006 and 2007 John was among those presented with the NSSTA award for outstanding leadership and service to the industry. In addition, he is a member of the Society of Financial Service Professionals ("SFSP") , the Aviation Insurance Association, American Association of Long Term Care Insurance ("AALTCI")and a Charter Member of the National Alliance of Medicare Set-Aside Professionals ("NAMSAP"). John Darer® is a member of the American Association of Persons With Disabilities (AAPD) Power Circle.
John Darer® supports and promotes high standards of excellence, ethics and improved financial literacy by promoting education about structured settlements, the settlement planning process and litigation recovery management to parties in litigation, insurers, lawyers, the judiciary and the maintenance of an accredited professional standard designation for the settlement planning industry. John Darer®'s thirst for learning never ceases. In a desire to maintain a high level of knowledge leadership John earned his Master’s Certificate in Settlement Consulting (MSSC) and is working towards his Chartered Healthcare Consultant (ChHC) and Chartered Special Needs Consultant (ChSNC) designations through The American College as part of an ambitious continuing education program. John has set an ambitious 10 year goal to earn a PhD in Financial Services.
When not assisting clients, John enjoys boating day or night, golf, pilates, gourmet cooking, traveling, reading, blogging, the arts, is a long time professional soccer fanatic, lover of music and enjoys a variety of other interests, including being a "sommelier of sound" (DJ).
"John is by far and away the best structured settlement consultant i have worked with in over thirty years"-Attorney client May 2012
"Thank you for being a strong advocate for integrity in our business"-Competitor
"John is absolutely top notch and is a subject matter expert in his field. He is pleasure to work with, wise and creative"-Attorney client January 2015
"John, I can't thank you enough for assisting me with my Structured Settlement dilemma. You took the time and made my case a priority. Your expertise and knowledge allowed you to be an advocate for me as I was struggling with a big insurance company and getting the run around. Knowing you were in my corner, supporting me gave me faith that the matter would be resolved fairly. I don't think you would have accepted any other outcome. You were a huge help, and I am truly grateful "-April 4, 2015
"Once again, I can't tell you how appreciative I am for your help. In today's day and age, it is rare that you actually find people who are willing to go the extra mile..."-TC May 5, 2015
4structures.com, LLC, The Structured Settlements and Settlement Planning Company 43 Harbor Drive, #309 Stamford, CT 06902 USA
Structured settlement, settlement planning, financial planning and insurance related services provided by 4structures.com LLC. Financial advisory and planning services offered by Advocacy Wealth Management, LLC. . Fiduciary services, including custody and administration of trusts, may be offered by Advocacy Trust, which is majority-owned by Advocacy Wealth Management.
Securities and Insurance Products are NOT Insured by the FDIC, nor by any other Federal or State Government Agency,
are NOT a Deposit of and are NOT Guaranteed by a Bank or any Bank Affiliate, and MAY lose value.