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The Structured Settlement and Settlement Planning Beat and Related News

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What is A Certified Financial Transitionist? (CeFT)

By John Darer • 25 Apr, 2024

A Certified Financial Transitionist is trained and certified to help clients navigate through major life events and the financial transitions that accompany them. Especially useful for personal injury victims and wrongful death survivors to help prepare for the important decisions they will need to make.

Sequencing Risk for Those Receiving Legal Settlements

What is Sequencing Risk? Can Structured Settlements Help?

By John Darer • 22 Apr, 2024

John Darer reviews sequencing risk and the impact of early spending after settlement. Sequencing and Decumulation risk is a factor for recipients of legal settlements and should be addressed in advance of settlement as aprt of settlement planning and wealth orientation.

What is a Structured Settlement Lock-in?

By John Darer • 21 Apr, 2024

A structured settlement lock-in means that the structured settlement annuity issuer will guarantee the cost of a specific benefit stream in exchange for the "quid pro quo" of a commitment to accept or purchase. The guarantee could be a week , or 6 months.

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Market Based Structured Settlements | How They Work

By John Darer • 14 Apr, 2024

An introduction to Market Based Structured Settements for Plaintiffs, Lawyers and Law Firms and Settling Parties

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New York City Structured Settlement Annuities 2024

By John Darer • 16 Mar, 2024

Which life insurance companies write structured settlement annuities for personal injury and wrrongful death settlements in Bronx, Brooklyn, Staten Island, Queens, Manhattan, Long Island, Westchester, Erie, Rockland, Albany,Monroe in 2024 through licensed representatives?

NY CPLR 50A/50B | Rising Yields 2022-2024 Squeezed 15 Year Plaintiff Advantage

By John Darer • 16 Mar, 2024

While rising yields have narrowed the gap for defendants in New York CPLR 50A and 50B projections, plaintiffs can still " fly inverted" and get plenty of "lift" when negotiating settlements by using savvy settlement experts

Construction Defect Structured Settlements

By John Darer • 12 Mar, 2024

Structured settlements can be used where construction defects lead to personal physical injury, physical sickness, or loss of life. In addition, structured settlements may be helpful to plaintiffs who wish to spread out basis, smooth out capital gains or income

Structured Settlement Death Claim | What You Need to Know 2024

By John Darer • 08 Mar, 2024

An executor cannot change the beneficiary of a structured settlement annuity. Typically, settlement agreements permit the Payee to name or change a beneficiary, provided such change is in writing and submitted to the Assigmment Company or the annuity issuer in writing and in proper form. An executor is a court appointed representative of the decedent, or in this case, deceased structured settlement annuitant. The insurance beneficiary designation is a contract between the decedent and the insurance company that was entered into prior to the decedent's death.

Settlement Planning for the Sexual Harassment Settlement in 2024

By John Darer • 04 Mar, 2024

Structured settlements can be helpful to mitigate the taxes that may be due on sexual harassment settlements

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