About John Darer®

JOHN DARER ®

Structured Settlement Expert, Settlement Planner, Certified Financial Transitionist  

John Darer is a well-known structured settlement expert, who is, highly skilled, creative and experienced  as a Certified Financial Transitionist, Registered Settlement Planner, licensed insurance agent, good listener, effective communicator, thought leader and problem solver, who is recognized as an A.M. Best Client Recommended Structured Settlement Expert.


John Darer has a Passion for Helping People


John Darer has a passion for what he does and it shows in the way he breaks down complex and sophisticated financial ideas and concepts, moves them out of the abstract and articulates them in a way to empower people facing life transititions, of any level, with the essential knowledge to feel confident to make settlement planning and other financial planning decisions.


John Darer has Decades of Practical Experience


Drawing on over 30 years of practical hands-on settlement consulting experience and 40 years of financial services experience to share, John Darer assists domestic, London Market, and other international clients and counsel in some of the most complex cases in aviation, personal injury, medical malpractice, product liability, environmental, transportation and maritime, employment, divorce, construction defect,  and commercial contract settlements. John’ Darer's diverse background and experience bring a valuable asset to the table for his clients, whether providing assistance at mediation, during discovery, post settlement, or "on the fly" New York CPLR Article 50A or Article 50B projections and analysis, or helping managing stress related to life transitions and their impact on settlement planning and overall financial decision making.

John Darer is one of only two structured settlement consultants in the United States to have earned and maintained the designation of Certified Financial Transitionist


Having been certified as a financial transitionist and with in-depth and ongoing training as part of the Sudden Money® Institute’s Certified Financial Transitionist (CeFT®) community of practice. John Darer is uniquely equipped with qualities, protocols and tools to help prepare and guide you through both life impacting financial decisions and the emotional challenges that are part of financial transitions that can temporarily dilute decision making skills at a critical time.  John Darer is one of only two structured settlement consultants in the United States to have earned and maintained the designation of Certified Financial Transitionist.


John is also the founder of Groove Financial Advisors , LLC, a financial advisory firm established in 2018.


John Darer Education, Professional Certifications,Designations and Continuing Education

 

  • Syracuse University School of Management, Bachelor of Science in Marketing
  • Chartered Life Underwriter ( CLU ®) American College
  • Chartered Financial Consultant ( ChFC ®) American College
  • Certified Structured Settlement Consultant (CSSC), NSSTA professional certification in conjunction with University of Notre Dame  (since 2022, the  CSSC certification program has been hosted at University of Texas at Austin)
  • Master Structured Settlement Consultant (MSSC), NSSTA's level up professional certification in conjunction with University of Notre Dame  (since 2022, the MSSC certification program has been hosted at University of Texas at Austin)
  • Registered Settlement Planner. Registry of Settlement Planners Board, in partnership with the Texas Tech University Department of Personal Financial Planning, (now managed by the Settlement Planning Education Center )
  • Certified Financial Transitionist (CeFT®), FInancial Transitionist Institute, a division of the Sudden Money® Institute
  • Certificate for Long Term Care (CLTC) Corporation for Long Term Care, Inc. 
  • FINRA Series 66
  • Experience, Ethics and Elevation, Sudden Money Institute Mid Year 2019 
  • Shaping Change, Sudden Money Institute Mid Year 2020
  • Harnessing the Creative Force of Disruption, Sudden Money Annual Meeting, November 2020
  • Life After Grief, Sudden Money Institute, December 2020
  • Global Financial Planning, GFP Institute  2021
  • Possibilities of Passage Stage Transitions Sudden Money Institute March 2021
  • Romance and the Business of Life: Financial Arrangements Between Partners and Married Couples Sudden Money Institute March 2021
  • The Upside of Uncertainty Financial Transitionist Institute Annual Meeting November 2021
  • Where Do You Get Stuck Working with Windfall Client?  Financial Transitionist Institute Annual Meeting December 2022
  • Cross-Border Planning for Clients in Transitions Financial Tranitionst Institute Annual Meeting December 2022
  • Life After Grief Financial Transitions Institute Annual Meeting December 2022
  • Brain Trust  Financial Transitions Instutute Annual Meeting December 2022
  • Certified Insurance Fiduciary, completed June 15, 2023, The Ethical Edge  Inc.


John Darer Professional Licenses


Holds insurance licenses in U.S. states of AK, AL, AZ, CA, CO, CT, DE, FL, GA, HI,  IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NY, NV, OH, OK, OR, PA, RI,  SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and the District of Columbia. 

 

  • Florida License: A061450  
  • California License: 0761076
  • Louisiana License: 263021
  • Other license numbers available upon request.
  • Life Settlement license in CT

 

John Darer's Professional Publications

 

  • How Structured Settlements Help Employment Lawyers Settle Better For Their Clients CT Law Tribune June 20, 2016
  • Good Faith Use of Structured Settlements in Bad Faith Claims Connecticut Law Tribune March 14, 2016
  • Structured Settlements Resolution Options in Product Liability and Toxic Tort Cases CT Law Tribune December 14, 2015
  • Medical Malpractice Cases Suited for Structured Settlements CT Law Tribune November 16, 2015
  • The Structured Settlement Secondary Market Fills a Need But ...White Paper September 1, 2015
  • How Structured Settlements Help Lawyers Settle Employment Cases CT Law Tribune June 15, 2015
  • Safety and Security as Part of the New Normal CT Law Tribune June 8, 2015
  • Clients Need Help Planning Life Transitions CT Law Tribune June 9, 2014
  • Periodic-Payments Can Be Preferable To Lump Sum Settlement Allocation CT Law Tribune June 11, 2013
  • Rigorous Coursework Leads To Registered Settlement Planners CT Law Tribune May 25, 2009
  • Structured Settlements 4Real® Blog   John Darer is a prolific commentator on structured settlements and settlement planning,  having authored over 5,360 blog posts which articulate ideas and commentary in an informative, irreverent and effective style that has earned a consistent readership for many years with over 1.42 million page views. Bakersfield CA lawyer and nationally syndicated legal columnist Dennis Beaver, has referred to John's blog it on multiple occasions as "the industry's all important watchdog blog" when quoting John. John Darer's work has been cited in published papers by law students at Columbia and NYU Law Schools. Structured Settlements 4Real® is a leading source of structured settlement information, news, critical commentary and expert opinion. John Darer reviews many other settlement and financial topics such as settlement planning issues and ideas, Sudden Money®, life insurance, long term care. The Structured Settlement Watchdog® column's target audience includes trial lawyers, plaintiffs, defendants, claims adjusters, state and federal regulators, judges, the news media, law students, sellers and buyers of structured settlement payment rights and interested others. For more information about John Darer’s pro bono consumer advocacy work as Structured Settlement Watchdog®, please click here
  • Settlement News Network, 4structures' blog associated with the main 4structures.com LLC website.
  • Talking Settlement ™ online settlement education and podcasts launched in June 2016. John Darer is the creator and producer of Talking Settlement™, the mission of which is to deliver high quality informational content on a broad spectrum of settlement topics featuring settlement, financial and legal experts from structured settlements, settlement planning, law, insurance, Sudden Money financial transitions, attorney fee deferred compensation for lawyers, structured attorney fees, trusts and elder law, Medicare Secondary Payer, mediation and much more.
  • Legal Broadcast Network October 2009 - May 2016 John Darer was a featured structured settlement expert commentator and personally developed the content for and appeared in over 105 video podcasts covering a broad range of structured settlement and settlement planning topics, such as New York structured judgments.
  • View John Darer's video on 4structures Structured Settlement Experts YouTube channel 4structures Structured Settlement Experts Daily Motion and John Darer Vimeo and some here on the 4structures.com website.
  • Develop content for, and manage 4structures.com LLC Internet properties  New York Structured Settlements , Structured Settlement Broker, Talking Settlement ™,  among others.


John Darer Speaking Engagements

 

  • Co-Panel Chair on the Intersection of Structured Settlements With College Financial Aid NSSTA Virtual Fall Conference October 2021
  • Law and Order Panel Structured Settlement Secondary Market Case Updates NSSTA Virtual Annual Meeting October 2020
  • The Perils of Recycled Structured Settlements Panel Member  NSSTA Annual Meeting  Charleston, SC April 2019
  • Overcoming the Implementation Impasse | Understanding What Drives Decisions, Commitments and Behavior  NSSTA Annual   Nashville April 2018
  • Navigating the Tossed Salad of Attorney Fee Deferral Programs,  Panel Chair  Society of Settlement Planners Broomfield, CO February  2018
  • Medicare Set Asides | NBI Workers Compensation A to Z  Lewes, DE  August 2017
  • Bad Practices in the Secondary Market; Who Gets Hurt?  Society of Settlement Planners  Vdara Hotel Las Vegas, NV March 2017
  • How Structured Settlements Fit Into a Settlement Discussion in 2017 ALIS Symposium January 2017
  • Are Your Clients Prepared for Their Sudden Money® Event? Society of Settlement Planners Tucson AZ March 2016
  • The Challenges of Working with Plaintiffs and others in a Sudden Money® Environment ALIS Symposium Jan. 2014 
  • Long Term Care Planning Society of Settlement Planners Las Vegas, NV May 2013 
  • Medicare Set Asides Connecticut Bar Association 2012 
  • Structured Settlements ALIS Symposium Jan. 2011 
  • Structured MSA SC Carolina Injured Worker Advocates Oct. 2010 
  • Aviation Section of the Tort Insurance and Trial Practice Section American Bar Assn. Nov 2005 
  • VA and WV Bar Associations Joint Annual Meeting  Greenbriar, WV July 2003

 

He has been consulted and advised numerous claimants, attorneys, corporations, insurance companies, syndicates, and government entities on issues concerning structured settlements, economic damages and transfer of risk in the domestic, London, French and South American insurance markets.


Memberships


John Darer is a member of the National Structured Settlements Trade Association ("NSSTA") and has served on its Branding, Technology, Education, Public Relations, Broker Relations and Long Range Planning Committees. In 2006 and 2007 John was among those presented with the NSSTA award for outstanding leadership and service to the industry. 


John Darer is a member of the National Association of Insurance and Financial Advisers ("NAIFA"). John is longtime member of the Society of Financial Service Professionals ("SFSP") which merged with NAIFA effective January 1, 2024. The Society of Financial Service Professionals is a multidisciplinary community of accomplished credentialed professionals whose common purpose is to deliver the highest level of ethical service to their clients.


John Darer is a founding member of the Society of Settlement Planners  (" SSP")  Members of the SSP members are devoted to advising legal professionals and their clients in the negotiation, design and funding of legal settlements, addressing the diverse needs of injury victims and their families while maintaining available public and private assistance programs and promoting the proper application of, and safeguards for, the tax and financial remedies afforded recipients of tort recoveries.”


Aviation Insurance Association


American Association of Long Term Care Insurance ("AALTCI")


National MSP (Medicare Secondary Payer) Network.  John was a Charter Member of its predecessor, the National Alliance of Medicare Set-Aside Professionals ("NAMSAP").


National Ethics Association  (Certified Background Checked Member-Click logo in the Footer of this page to verify)


Committee Member of The Plaintiff Fund (Medical Fundraising), formed in 2023, which is operated by Help Hope Live. Since 1983, Help Hope Live has raised over $175 million to cover medical care. Support for this timely and needed solution has come from many sources, including leadership and members of the three national settlement planning associations. The Plaintiff Fund Committee includes the President of the Society of Settlement Planners (SSP) and a Co-Chair of the Legal Committee for the National Structured Settlements Trade Association (NSSTA). Defense professionals and organizations are contributing as well, showing support for personal injury victims.


John Darer Supports Lifelong Learning and Continuing Education and Staying Sharp


John Darer® supports and promotes high standards of excellence, ethics and improved financial literacy by promoting education about structured settlements, the settlement planning process and litigation recovery management to parties in litigation, insurers, lawyers, the judiciary and the maintenance of an accredited professional standard designation for the settlement planning industry. John Darer's thirst for learning never ceases. In June 2023, John earned the certification of Certified Insurance Fiduciary (CIF). In a desire to maintain a high level of knowledge leadership, John is working towards his Chartered Special Needs Consultant (ChSNC) designation through The American College as part of an ambitious continuing education program. 


When not assisting clients, John enjoys boating, golf, gourmet cooking, traveling, reading, blogging, story telling, the arts, is a long-time professional soccer (or football as the case may be) fanatic, lover of music and enjoys a variety of other interests, including being a musical connoisseur, "sommelier of sound" (DJ), experiencing and through a keen eye, capturing sunrises, sunsets and unique cloud formations  ("cloud art") through photography and being a master of puns and copy writing.


John is available to clients for both in-person and virtual mediations, client meetings, presentations and webinars.


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Last updated March 12, 2024


Contact John Darer 

Call me at 888-325-8640

with your questions about structured settlements and settlement planning. 


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