John Darer is a well-known structured settlement expert, who is, highly skilled, creative and experienced as a Certified Financial Transitionist, Registered Settlement Planner, licensed insurance agent, good listener, effective communicator, thought leader and problem solver, who is again recognized as an A.M. Best Client Recommended Structured Settlement Expert for 2024.
John Darer has a passion for what he does and it shows in the way he breaks down complex and sophisticated financial ideas and concepts, moves them out of the abstract and articulates them in a way to empower people facing life transititions, of any level, with the essential knowledge to feel confident to make settlement planning and other financial planning decisions.
Drawing on over 30 years of practical hands-on settlement consulting experience and 40 years of financial services experience to share, John Darer assists domestic, London Market, and other international clients and counsel in some of the most complex cases in aviation, personal injury, medical malpractice, product liability, environmental, transportation and maritime, employment, divorce, construction defect, and commercial contract settlements. John’ Darer's diverse background and experience bring a valuable asset to the table for his clients, whether providing assistance at mediation, during discovery, post settlement, or "on the fly" New York CPLR Article 50A or Article 50B projections and analysis, or helping managing stress related to life transitions and their impact on settlement planning and overall financial decision making.
Having been certified as a financial transitionist and with in-depth and ongoing training as part of the Sudden Money® Institute’s Certified Financial Transitionist (CeFT®) community of practice. John Darer is uniquely equipped with qualities, protocols and tools to help prepare and guide you through both life impacting financial decisions and the emotional challenges that are part of financial transitions that can temporarily dilute decision making skills at a critical time. John Darer is one of only two structured settlement consultants in the United States to have earned and maintained the designation of Certified Financial Transitionist.
John is also the founder of Groove Financial Advisors , LLC, a financial advisory firm established in 2018.
Holds insurance licenses in U.S. states of AK, AL, AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NY, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and the District of Columbia.
He has been consulted and advised numerous claimants, attorneys, corporations, insurance companies, syndicates, and government entities on issues concerning structured settlements, economic damages and transfer of risk in the domestic, London, French and South American insurance markets.
John Darer is a member of the National Structured Settlements Trade Association ("NSSTA") and has served on its Branding, Technology, Education, Public Relations, Broker Relations and Long Range Planning Committees. In 2006 and 2007 John was among those presented with the NSSTA award for outstanding leadership and service to the industry.
John Darer is a member of the National Association of Insurance and Financial Advisers ("NAIFA"). John is longtime member of the Society of Financial Service Professionals ("SFSP") which merged with NAIFA effective January 1, 2024. The Society of Financial Service Professionals is a multidisciplinary community of accomplished credentialed professionals whose common purpose is to deliver the highest level of ethical service to their clients.
John Darer is a founding member of the Society of Settlement Planners (" SSP") Members of the SSP members are devoted to advising legal professionals and their clients in the negotiation, design and funding of legal settlements, addressing the diverse needs of injury victims and their families while maintaining available public and private assistance programs and promoting the proper application of, and safeguards for, the tax and financial remedies afforded recipients of tort recoveries.”
Aviation Insurance Association
American Association of Long Term Care Insurance ("AALTCI")
National MSP (Medicare Secondary Payer) Network. John was a Charter Member of its predecessor, the National Alliance of Medicare Set-Aside Professionals ("NAMSAP").
National Ethics Association (Certified Background Checked Member-Click logo in the Footer of this page to verify)
Committee Member of The Plaintiff Fund (Medical Fundraising), formed in 2023, which is operated by Help Hope Live. Since 1983, Help Hope Live has raised over $175 million to cover medical care. Support for this timely and needed solution has come from many sources, including leadership and members of the three national settlement planning associations. The Plaintiff Fund Committee includes the President of the Society of Settlement Planners (SSP) and a Co-Chair of the Legal Committee for the National Structured Settlements Trade Association (NSSTA). Defense professionals and organizations are contributing as well, showing support for personal injury victims.
John Darer® supports and promotes high standards of excellence, ethics and improved financial literacy by promoting education about structured settlements, the settlement planning process and litigation recovery management to parties in litigation, insurers, lawyers, the judiciary and the maintenance of an accredited professional standard designation for the settlement planning industry. John Darer's thirst for learning never ceases. In June 2023, John earned the certification of Certified Insurance Fiduciary (CIF). In a desire to maintain a high level of knowledge leadership, John is working towards his Chartered Special Needs Consultant (ChSNC) designation through The American College as part of an ambitious continuing education program.
When not assisting clients, John enjoys boating, golf, gourmet cooking, traveling, reading, blogging, story telling, the arts, is a long-time professional soccer (or football as the case may be) fanatic, lover of music and enjoys a variety of other interests, including being a musical connoisseur, "sommelier of sound" (DJ), experiencing and through a keen eye, capturing sunrises, sunsets and unique cloud formations ("cloud art") through photography and being a master of puns and copy writing.
John is available to clients for both in-person and virtual mediations, client meetings, presentations and webinars.
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Last updated March 30, 2024
Contact John Darer
4structures.com, LLC
The Structured Settlements and Settlement Planning Company
43 Harbor Drive, #309 Stamford, CT 06902 USA
888-325-8640
646-849-1588
New York City (Manhattan, Bronx, Brooklyn, Queens, Staten Island), Westchester(NY), Nassau County (NY) , Suffolk County on Long Island (NY), Albany County (NY), Oswego County (NY), Steuben County (NY), Broome County (NY), Onondaga County (NY), Fairfield County (CT), New Haven County (CT), Hartford County (CT) New London County (CT), Tolland County (CT), Litchfield (CT), Middlesex (CT) , Bergen County (NJ), Middlesex County (NJ), Ocean County (NJ)
Structured Settlement Experts and Settlement Planning Consultants for settlements from claims or lawsuits arising out of Aviation accidents, Medical Malpractice, settlements involving Serious Personal Injury, Wrongful Death, Wrongful Incarceration, Employment, Civil Rights, Discrimination of any type, Auto accidents, Motorcycle accidents, Maritime accidents, Workers' Compensation, Product Liability, Real Estate Liability, Construction Defect claims or lawsuits, Landlord/Tenant,
Property, Attorney Fee Deferrals, Funding Agreements, Structured Installment Sales, Environmental Liability and Commercial Dispute settlements.
Structured settlements and structured settlement brokerage, settlement planning, Sudden Money®, financial transitionist, funding agreements and insurance related services provided by 4structures.com LLC.
Financial Advisory Services provided through Groove Financial Advisors , LLC, and its service partners.
Fiduciary services, including the custody and administration of trusts provided via service partners.
Securities and Insurance Products are NOT Insured by the FDIC, nor by any other Federal or State Government Agency, are NOT a Deposit of and are NOT Guaranteed by a Bank or any Bank Affiliate, and securities MAY lose value.
4structures (USPTO Reg. 4640532) , 4structures.com (USPTO Reg. 4640531) , We Know Structured Settlements (USPTO Reg. 3089738),
Because Certain Sells (USPTO Reg. 6237309) and We Know Structured Sales (USPTO Reg. 3490489), are Registered Trademarks of 4structures.com LLC.
John Darer is a Registered Trademark of John Darer (USPTO Reg. 4674907)
John Darer California insurance license 0761076
4structures.com LLC CA license OF19785 d/b/a 4structures Settlement Insurance Agency