Structured Settlement | Like Income from “Job” with Great Perks

Steady Cash Flow, Many Payment Options with Tax Benefits

dreamstime-s

How would you like to have a "job" that provides you a steady flow of guaranteed income for life without being fired, a guaranteed raise option and no income taxes?

If you’re eligible, there are ALOT of openings.

Eligibility for Structured Settlement "hire"**

  1. You have suffered a personal physical injury or physical sickness and have filed a claim or lawsuit against a third party; OR
  2. You are on a workers compensation claim; OR
  3. You are a survivor of someone who has died in an air crash, car accident, motorcycle accident, construction accident, as the result of medical malpractice or a defective product and are plaintiffs in a wrongful death lawsuit or claim; AND
  4. Your lawsuit in a United States federal court or state court, or your claim has not yet settled and you have not executed a release of liability.

You Have a Say in Who is Paying You**

  • American General Life Insurance Company
  • American National Insurance Company
  • Berkshire Hathaway Life Insurance Company of Nebraska
  • Independent Life Insurance Company
  • Metropolitan Life Insurance Company*
  • Metropolitan Tower Life Insurance Company* 
  • National Indemnity Company
  • New York Life Insurance Company*
  • Pacific Life and Annuity Company*
  • Pacific Life Insurance Company
  • Puritan Life Insurance Company of America
  • The Prudential Insurance Company of America*
  • United of Omaha Life Insurance Company
  • United States Life Insurance Company in the City of New York*
  • USAA Life insurance Company

 

If you like, you can actually pick one or more Payors for even greater “job” security.

Pick the Percentage that Your Lifetime Income Will Rise Each Year**

Generally from 1-5%. You have to choose when you accept the “job”. You can also allocate some of the payments treams to a Market Based Structured Settlement.

Nothing Comes Out of Your "Paycheck"**

No federal, state or local income taxes, FICA or FUTA come out of your income from this “job” under current tax law.

Nobody Will Tell You "You're Fired" At This "Job" **

  • Unable to handle things as fast as you used to? Don’t sweat it. If you elect to take the lifetime “job” when you settle your case, and you don’t transfer, you can never be fired. 
  • You can transfer your “job”, or part of  right to the payments, to a willing buyer, but a judge must approve the transfer as being in your best interest and that of your dependents. If you transfer part of your “job” you will have to take a “pay cut”.

"Job" Protection in Case You Die To Soon

  • You can dial a guarantee period of your choice (generally 5-40 years), which can guarantee that the income from your “job” passes to your beneficiaries.
  • You can name and change beneficiaries, unless you are a minor in which case you simply have to wait until you reach the age of majority in your state.

And For the "Job" Interview...

  • You Don’t Need to Wear A Suit
  • You Don’t Need To Fuss Over Your Make-Up
  • You Don’t Need A Silver Spoon
  • You Don’t Need Privilege or an “Old Boy/Old Girl” Network
  • Come As You Are! 

 

If you want to find out more about this “job” opportunity please contact us at 888-325-8640

**Disclaimer

The terms “job” and “employer” are used as metaphors in this context to help illustrate how one might the benefit from accepting a structured settlement as part of the settlement of a lawsuit or claim. The “employers” are issuers of structured settlement annuity contracts, life insurance companies that are regulated by the states in which they are licensed*. Such companies offer structured settlement annuities only through licensed insurance agents. You would not actually be an employee of any of these companies and where payments represent tax exempt damages, you would not receive any employee benefits, a W-2 , or a 1099.

*note of the companies listed above, only those asterisked are admitted in New York

#structuredsettlement   #structuredsettlements 

Last updated May 27, 2025

Share on :

Latest Blogs

Why “Structured Settlements to Crypto” is a Terrible Idea for Injury Victims

Tax, Risk, and Suitability Issues in Structured Settlement–to‑Crypto Conversions The Pitch Sounds Modern. The Reality Is Dangerous. Every few years, someone tries to bolt the

Weiss Ratings | John Darer Reviews What is a Weiss Rating?

Weiss Ratings is Not Paid to Rate Who is Weiss Ratings? Weiss Ratings has been in operation since 1971, but in the realm of structured

IRC 130(c) Unwind Clause in Qualified Assignments | Best Practices

John Darer Reviews What Can Happen Without Proper Care in this blog John Darer reviews what can go wrong if a qualified assignment is not

QSF Management: Convenience vs Compliance?

“Pride Cometh Before the Tax Trap Fall” Talking Points: QSF Management – Convenience vs. Compliance Qualified Settlement Funds are a tax-based statutory formation similar to