Structured Settlement Annuity Issuers | The Test of Time
John Darer • August 15, 2025
A.M. Best Rated "A" or Higher for 50 and 75 Years
Structured settlement annuity issuers have demonstrated their dependability over time, which is vital when relying on them to deliver consistent income over an extended period, throughout your lifetime, or even to benefit your heirs. How do structured settlement annuity issuers compare?
For structured settlement annuity quotes call 888-325-8640
Life Insurers Rated "A" (Excellent) or Higher for 75 Years
Current Structured Settlement Annuity Issuers
- American National Insurance Company (92 consecutive years)
- New York Life Insurance Company (97 consecutive years)
- The Prudential Insurance Company of America (97 consecutive years)
- Metropolitan Life Insurance Company (98 consecutive years)
Former Structured Settlement Annuity Issuers
- Canada Life Assurance Company (78 consecutive years)
- Protective Life (services Lincoln LIfe Assurance Company of Boston-former Liberty Life Assurance Company of Boston
- Massachusetts Mutual Life Insurance Company (86 consecutive years)
Life Insurers Rated "A" (Excellent) or Higher for 50 Years
Current Structured Settlement Annuity Issuers
- American General Life Insurance Company (58 consecutive years)
- Pacific Life Insurance Company (66 consecutive years)
- United States Life Insurance Company in the City of New York (66 consecutive years)
- United of Omaha Life Insurance Company (68 consecutive years)
Structured Settlement Companies | Top Structured Settlement Companies 2025 (4structures.com)
Last updated August 15, 2025
The 4structures.com website is one of the most comprehensive structured settlement resources, particularly for those who want detailed, expert-level information, according to Google AI
Based on Grok's review of prominent sites as of August 2025, 4structures.com (including its associated blog at structuredsettlements.typepad.com) stands out as the most comprehensive. Run by structured settlement expert John Darer, it offers detailed guides, and specialized insights
Retained asset accounts for life insurance beneficaries, are temporary accounts that earn interest, give you time to breathe and give you time to figure it out.. Retained asset accounts are pay nterest from the date of death to date of settlement of the claim as a general practice,
How to avoid a "Knuckles Sandwich" when entering into settlement of claims or lawsuits involving taxable damages, or elements of taxable damages. What is the intent of the Payor? What happens if the intent of Payor is not clearly set forth in the settlement agreement?
While rising yields have narrowed the gap for defendants in New York CPLR 50A and 50B projections, plaintiffs can still " fly inverted" and get plenty of "lift" when negotiating settlements by using savvy settlement experts
The cap rate on index linked structured settlement annuities is a limit set by the insurance company on the maximum interest rate that can be credited to the annuity based on the performance of the underlying index that also helps provide the downside prtection..
Do your financial resources give you enough road, or will the road run out before you do? A structured settlement annuity helps mitigate the risk of outliving your savings, no matter how long you live. A structured settlement can inlcude one or more customized payment streams and types.
USAA Life Insurance Company, an A++ rated insurance company, issues structured settlement annuities with 1%, 2% and 3% COLAs. USAA Life structured settlements are exceptionally compatitive on lifetime benefit payments with long duration certain periods for ages under 35.
Owners of highly appreciated NY businesses or NY real estate may benefit from a structured installment sale tax deferral program as an alternative to a 1031 exchange. MetLife's structured installment sale program is now available in NY and in all 50 states. Call 888-325-8640 for more info
A qualified assignment is part of the process to establish a structured settlement that enables a Defendant, Insurer, or Qualified Settlement Fund, to achieve a complete novation of the future periodic payment claim established by suit or agreement, through a substitution of obligors.
