Structured Settlement Annuity Issuers | The Test of Time
John Darer • July 14, 2023
A.M. Best Rated "A" or Higher for 50 and 75 Years
Structured settlement annuity issuers have stood the test of time, which is really important to know if you're depending on them to pay you stable income for a long time, or the rest of your life, and/or pay your beneficiaries. How the structured settelment annuity issuers stack up.
For structured settlement annuity quotes call 888-325-8640
Life Insurers Rated "A" (Excellent) or Higher for 75 Years
Current Structured Settlement Annuity Issuers
- New York Life Insurance Company (95 consecutive years)
- The Prudential Insurance Company of America (95 consecutive years)
- Metropolitan Life Insurance Company (96 consecutive years)
Former Structured Settlement Annuity Issuers
- Canada Life Assurance Company (78 consecutive years)
- Protective Life (services Lincoln LIfe Assurance Company of Boston-former Liberty Life Assurance Company of Boston
- Massachusetts Mutual Life Insurance Company (84 consecutive years)
Life Insurers Rated "A" (Excellent) or Higher for 50 Years
Current Structured Settlement Annuity Issuers
- American General Life Insurance Company (56 consecutive years)
- Pacific Life Insurance Company (64 consecutive years)
- United States Life Insurance Company in the City of New York (64 consecutive years)
- United of Omaha Life Insurance Company (68 consecutive years)
Structured Settlement Companies | Top Structured Settlement Companies 2025 (4structures.com)
The cap rate on index linked structured settlement annuities is a limit set by the insurance company on the maximum interest rate that can be credited to the annuity based on the performance of the underlying index that also helps provide the downside prtection..
Do your financial resources give you enough road, or will the road run out before you do? A structured settlement annuity helps mitigate the risk of outliving your savings, no matter how long you live. A structured settlement can inlcude one or more customized payment streams and types.
USAA Life Insurance Company, an A++ rated insurance company, issues structured settlement annuities with 1%, 2% and 3% COLAs. USAA Life structured settlements are exceptionally compatitive on lifetime benefit payments with long duration certain periods for ages under 35.
Owners of highly appreciated NY businesses or NY real estate may benefit from a structured installment sale tax deferral program as an alternative to a 1031 exchange. MetLife's structured installment sale program is now available in NY and in all 50 states. Call 888-325-8640 for more info
A qualified assignment is part of the process to establish a structured settlement that enables a Defendant, Insurer, or Qualified Settlement Fund, to achieve a complete novation of the future periodic payment claim established by suit or agreement, through a substitution of obligors.
An annuity and a structured settlement walked into a bar, how do you tell them apart? 4structures' John Darer reviews the differences for you right here.
A lifetime structured settlement annuity turns part of your settlement recovery into guaranteed income you can’t outlive that is contractually guaranteed by a regulated life insurance company. A lifetime annuity is sometimes referred to as longevity insurance.
Structured settlement annuities can be very helpful to the budgeting process by providing guaranteed income streams and deferred lump sum payments tailored to specific budget needs and time frames identified in the settlement planning process.
Structured settlement receivables are often deceptfully marketed to investors as annuities. When the originating structured settlement factoring company buys structured settlement payments in a structured settlement factoring transaction, they are buying a receivable not an annuity.
Avoid constructive receipt if a structured settllement or structured attorney fee is to be established. Care must be taken to avoid constructive receipt.
