Settlement Planning is a comprehensive holistic approach to helping plaintiffs and their counsel move through the financial transition resulting from a major life event. The financial planning decisions that must be made are unique to each person and transition event. This requires experience, patience, empathy, the ability to break down complexity, to educate through a humanistic process. Our approach to settlement planning balances the personal and the technical, using Sudden Money® financial transition protocols and tools. This requires training, experience, patience, empathy and the ability to educate and collaborate. 4structures.com LLC’s John Darer is one of only two Certified Financial Transitionists in the settlement planning space in 2025.