Interest on a Structured Settlement

John Darer • March 25, 2018

Do Structured Settlements Pay Interest?

When you accept a structured settlement you are paid interest, which is included in your structured settlement payments. If your total payout is greater than the cost of the structured settlement, that is your interest. So you could say that you have interest in your structured settlement. If properly established and your structured settlement payments represent damages for personal physical injury or physical sickness within the meaning of IRC 104(a)(2) or workers compensation payments within the meaning of 104(a)(1), or wrongful conviction payments within the meaning of IRC 139F and are properly established, such payments are income tax free.

How Structured Settlements Compare
Contrast structured settlements with other investments where you have to pay taxes on interest, capital gains or both AND deal with volatility.

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independent life structured settlement annuities

Independent Life Insurance Company 2024 Growth Report

By John Darer • March 16, 2025

In the structured settlement annuity industry, dominated by many of the largest life insurers in the United States, Independent Life Insurance Company (ILIC) achieved significant milestones in 2024. Good news, positives and some concerns discussed in this lattest post.

Prudential and Pacific Life are among the world's most ethical companies

Prudential and Pacific Life Repeat on 2025 Ethisphere Ethics Award

By John Darer • March 13, 2025

Prudential and Pacific Life have once again been named among the world's most ethical companies. Prudential received the award for the 11th time., Pacific Life received the award for the 8th time. Prudential and Pacific Life are leading issuers of structured settlement annuities.

structured settlement annuity market expansion 2025

Structured Settlements | Plenty to Look Forward to in 2025

By John Darer • March 13, 2025

John Darer reviews structured settlement annuity market expansion featuring 3 new entrants Athene Life & Annuity, American National (ANICO) and Puritan Life as well as MetLife's development of a best in class

What is a Settlement Agreement and Release (SAR)?

By John Darer • February 11, 2025

What is a Settlement Agreement and Release? What is the role of a Settlement Agreement and Release in establishing a structured settlement? What is a compromise?

The Structured Settlement Markets Explained

By John Darer • February 11, 2025

John Darer reviews the primary structured settlement market, secindary market and tertiary structured settlement markets

What's a "Tax-Free Structured Settlement Annuity"?

By John Darer • February 7, 2025

A structured settlement annuity does not drive the tax consequences of structured settlement annuity payments. It is the type of damages the structured settlement annuity payments represent, as reflected in the relevant settlement documentation executed by the settling parties

Structured Settlement Beneficiary Disputes | What You Need to Know 2025

By John Darer • January 29, 2025

Structured settlement beneficiary death claim. An executor cannot change the beneficiary of a structured settlement annuity. StructuredTypically, settlement agreements permit the Payee to name or change a beneficiary, provided such change is in writing and submitted to the Assigmment Company or annuity issuer in writing and in proper form.

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New York Structured Settlement Annuities 2025

By John Darer • January 23, 2025

Which life insurance companies write structured settlement annuities for personal injury and wrrongful death settlements in Bronx, Brooklyn, Staten Island, Queens, Manhattan, Long Island, Westchester, Erie, Rockland, Albany,Monroe in 2025 through licensed representatives?

Structured Settlement Annuities Primary Market $9.551 in 2024

By John Darer • January 8, 2025

Why Structured Settlements? Because Certain Sells® Structured settlements offer predictable income streams, which can be appealing to rein in uncertainty. John Darer reviews some other reasons that structured settlements are increasingly being used to settle cases:

History of Structured Settlements | What You Need To Know

By John Darer • December 13, 2024

Structured settlements have roots that trace back more than 100 years, from 1918, when Congress exempted damages for personal injury or sickness from income tax, to the establishment of structured settlements as the core personal injury settlement planning tool it is today.