Market Based Attorney Fee Deferrals

John Darer • October 21, 2019

Unlimited Deferral You Can Layer onto Fixed Structured Attorney Fee Income

planning for the future

Contingency fee lawyers have the ability to defer fees in much larger amounts and without the administrative costs and headaches of qualified pension plans. Fixed and market based solutions are available and there no limit to the amount you can defer. Qualified plans have limits set forth annually in guidelines pursuant to IRC 415.

Fixed structured attorney fees give lawyers stable core income streams, backed by major life insurers issuing structured settlement annuities, or A trust comprised of United States Treasury Obligations, or a major international reinsurer, or private placements. Market based attorney fee attorney fee deferrals, are an alternative that has the potential to give attorneys something extra, for those who are willing to accept the inherent volatility. You can, but don't have to do one or the other. You can have more than one option as you build a portfiolio of deferred attorney fee income streams

How Do Market Based Structured Attorney Fees Compare to Annuity Funded Structured Attorney Fees ?

As with an annuity-based structured settlement, the future payments must be fixed and determinable. Settlement dollars are allocated as $10 units and upon settlement, the plaintiff selects a future payment schedule that specifies the quantity of units to be included in each payment. The actual dollar value for each unit is determined by the performance of the underlying investment at the time of payment. Payment options include quarterly, semi-annually, annually, and/or lump sums. While lifetime payments are unavailable, payments can be scheduled through normal life expectancy. The defendant/insurer must agree to fund, execute a release including specific payment language, and complete an assignment agreement.

Be proactive and be sure your attorney retainer agreement addresses the possibility of attorney fee deferral. Add language to your existing contracts and make it a standard part of your retainer. Other rules may apply. Call us now at 888-325-8640 to discuss your attorney fee deferral needs.

Read more

Budgeting and Settlement Planning
By John Darer July 1, 2025
Structured settlement annuities can be very helpful to the budgeting process by providing guaranteed income streams and deferred lump sum payments tailored to specific budget needs and time frames identified in the settlement planning process.
structured settlement annuity
By John Darer July 1, 2025
An annuity and a structured settlement walked into a bar, how do you tell them apart? 4structures' John Darer reviews the differences for you right here.
secondary market annuity
By John Darer June 28, 2025
Structured settlement receivables are often deceptfully marketed to investors as annuities. When the originating structured settlement factoring company buys structured settlement payments in a structured settlement factoring transaction, they are buying a receivable not an annuity.
constructive receipt structured settlement
By John Darer June 21, 2025
Avoid constructive receipt if a structured settllement or structured attorney fee is to be established. Care must be taken to avoid constructive receipt.
USAA Life Insurance Company structured settlements
By John Darer June 9, 2025
Financial services provider USAA ranks 94th on Fortune 500. USAA Life Insurance Company, which earns the top rating of A++ from AMBest is often super competitive on longer term payment streams.
Prudential Income Advantage Indexed Structured Settlement Annuity
By John Darer June 2, 2025
John Darer reviews Prudential Income Advantage structured settlement annuity, which provides indexed structured settlement annuity option with the potential to grow personal injury settlement funds while offering protection from market declines. 2 IRS Private Letter Rulings!
structured settlement cash flow
By John Darer May 27, 2025
How would you like to have a "job" that provides you options of guaranteed income for life without being fired, guaranteed raises and no income taxes? If you're eligible, there are ALOT of openings. Find out if you're eligible.
independent life structured settlement annuities
By John Darer March 16, 2025
In the structured settlement annuity industry, dominated by many of the largest life insurers in the United States, Independent Life Insurance Company (ILIC) achieved significant milestones in 2024. Good news, positives and some concerns discussed in this lattest post.
Prudential and Pacific Life are among the world's most ethical companies
By John Darer March 13, 2025
Prudential and Pacific Life have once again been named among the world's most ethical companies. Prudential received the award for the 11th time., Pacific Life received the award for the 8th time. Prudential and Pacific Life are leading issuers of structured settlement annuities.
structured settlement annuity market expansion 2025
By John Darer March 13, 2025
John Darer reviews structured settlement annuity market expansion featuring 3 new entrants Athene Life & Annuity, American National (ANICO) and Puritan Life as well as MetLife's development of a best in class
More Posts