Slide Language in Structured Settlement Agreements

John Darer • November 23, 2019

If Pre-Fund of Structured Settlement is Not Possible

slide language in settlement agreement

What is Slide Language in a Settlement Agreement and Release?

Slide language is language inserted into a structured settlement agreement that helps facilitate the placement of a structured settlement where the defendant or insurer will not pre-fund and factors such as the need for Court approval make a precise funding date difficult to determine.


What Does Pre-Funding a Structured Settlement Mean?

Issuing a check or wire to fund a structured settlement in advance of receiving signed releases and/or Court approval.  For those that choose to do so, the structured settlement annuityissuer will typically issue a letter that states that the advanced money will be refunded if the Court does not approve the settlement, or the settlement otherwise falls apart because the required documents do not arrive. The pre-funding is just for the amount representing the cost of the structured settlement premium , not the whole settlement. 


When Would Pre-Funding a Structured Settlement be Desirable?

In a declining or volatile interest rate environment, where there is likely to be some delay in getting Court approval,  where the Court needs to see the structured settlement benefits, where Court approval is the prerequisite to  have the authority to sign documents. 


Where excessive delays can cause lock in fees to add up. Some annuity issuers charge a lock in fee after 30, 50 or 90 days. One company has a fee free lock in period of 6 months. On large case the lock in fees can add up. Failure to plan ahead could mean problems without pre-funding.


Why Some Defendants/Insurers Won't Pre-Fund a Structured Settlement?

While some insurers who do a large number of structured settlements will routinely pre-fund structured settlements, because they are familiar with the structured settlement process, they are under no legal obligation to do so.


Couldn't You Solve This Problem With a Qualified Settlement Fund ?

If you have a single claimant and are interested in the broadest selection of structured settlement annuity issuers, using a qualified settlement fund might not work.


#structuredsettlementdocuments  #structuredsettlementrelease  #slidelanguage  #slidinglanguage  #defendantwontprefund  #insurerwontprefundstructuredsettlement #clauseinsettlementagreement #structuredsettelmenttips


Last updated February 15, 2024



USAA structured settlements
By John Darer July 16, 2025
USAA Life Insurance Company, an A++ rated insurance company, issues structured settlement annuities with 1%, 2% and 3% COLAs. USAA Life structured settlements are exceptionally compatitive on lifetime benefit payments with long duration certain periods for ages under 35.
MetLife Structured Installment Sales Now Available in New York
By John Darer July 8, 2025
Owners of highly appreciated NY businesses or NY real estate may benefit from a structured installment sale tax deferral program as an alternative to a 1031 exchange. MetLife's structured installment sale program is now available in NY and in all 50 states. Call 888-325-8640 for more info
what is a qualified assignment
By John Darer July 8, 2025
A qualified assignment is part of the process to establish a structured settlement that enables a Defendant, Insurer, or Qualified Settlement Fund, to achieve a complete novation of the future periodic payment claim established by suit or agreement, through a substitution of obligors.
structured settlement annuity
By John Darer July 2, 2025
An annuity and a structured settlement walked into a bar, how do you tell them apart? 4structures' John Darer reviews the differences for you right here.
lifetime structured settlement annuity lake tahoe
By John Darer July 2, 2025
A lifetime structured settlement annuity turns part of your settlement recovery  into guaranteed income you can’t outlive that is contractually guaranteed by a regulated life insurance company. A lifetime annuity is sometimes referred to as longevity insurance.
Budgeting and Settlement Planning
By John Darer July 1, 2025
Structured settlement annuities can be very helpful to the budgeting process by providing guaranteed income streams and deferred lump sum payments tailored to specific budget needs and time frames identified in the settlement planning process.
secondary market annuity
By John Darer June 28, 2025
Structured settlement receivables are often deceptfully marketed to investors as annuities. When the originating structured settlement factoring company buys structured settlement payments in a structured settlement factoring transaction, they are buying a receivable not an annuity.
constructive receipt structured settlement
By John Darer June 21, 2025
Avoid constructive receipt if a structured settllement or structured attorney fee is to be established. Care must be taken to avoid constructive receipt.
USAA Life Insurance Company structured settlements
By John Darer June 9, 2025
Financial services provider USAA ranks 94th on Fortune 500. USAA Life Insurance Company, which earns the top rating of A++ from AMBest is often super competitive on longer term payment streams.
Prudential Income Advantage Indexed Structured Settlement Annuity
By John Darer June 2, 2025
John Darer reviews Prudential Income Advantage structured settlement annuity, which provides indexed structured settlement annuity option with the potential to grow personal injury settlement funds while offering protection from market declines. 2 IRS Private Letter Rulings!
More Posts