Structured Settlement | Like Income from "Job" with Great Perks

John Darer • May 27, 2025

Steady Cash Flow, Many Payment Options with Tax Benefits

How would you like to have a "job" that provides you a steady flow of guaranteed income for life without being fired, a guaranteed raise option and no income taxes?


If you're eligible, there are ALOT of openings.


Eligibility for Structured Settlement "hire"**


 

  1. You have suffered a personal physical injury or physical sickness and have filed a claim or lawsuit against a third party; OR
  2. You are on a workers compensation claim; OR
  3. You are a survivor of someone who has died in an air crash, car accident, motorcycle accident, construction accident, as the result of medical malpractice or a defective product and are plaintiffs in a wrongful death lawsuit or claim; AND
  4. Your lawsuit in a United States federal court or state court, or your claim has not yet settled and you have not executed a release of liability.

 

You Have a Say in Who is Paying You**


    American General Life Insurance Company

    American National Insurance Company

    Berkshire Hathaway Life Insurance Company of Nebraska

    Independent Life Insurance Company

    Metropolitan Life Insurance Company*

    Metropolitan Tower Life Insurance Company* 

    National Indemnity Company

    New York Life Insurance Company*

    Pacific Life and Annuity Company*

    Pacific Life Insurance Company

    Puritan Life Insurance Company of America

    The Prudential Insurance Company of America*

    United of Omaha Life Insurance Company

    United States Life Insurance Company in the City of New York*

    USAA Life insurance Company


If you like, you can actually pick one or more Payors for even greater "job" security.


Pick the Percentage that Your Lifetime Income Will Rise Each Year**


 Generally from 1-5%. You have to choose when you accept the "job". You can also allocate some of the payments treams to a  Market Based Structured Settlement. 


See  Market Based Structured Settlements |How They Work(4structures.com)


Nothing Comes Out of Your "Paycheck"**


    No federal, state or local income taxes, FICA or FUTA come out of your income from this "job" under current tax law.


Nobody Will Tell You "You're Fired" At This "Job" **

 

  •     Unable to handle things as fast as you used to? Don't sweat it. If you elect to take the lifetime "job" when you settle your case, and you don't transfer, you can never be fired. 
  •     You can transfer your "job", or part of  right to the payments, to a willing buyer, but a judge must approve the transfer as being in your best interest and that of your dependents. If you transfer part of your "job" you will have to take a "pay cut".

 

"Job" Protection in Case You Die To Soon


    You can dial a guarantee period of your choice (generally 5-40 years), which can guarantee that the income from your "job" passes to your beneficiaries.

    You can name and change beneficiaries, unless you are a minor in which case you simply have to wait until you reach the age of majority in your state.


And For the "Job" Interview...

 

  •     You Don't Need to Wear A Suit
  •     You Don't Need To Fuss Over Your Make-Up
  •     You Don't Need A Silver Spoon
  •     You Don't Need Privilege or an "Old Boy/Old Girl" Network
  •     Come As You Are! 

 

If you want to find out more about this "job" opportunity please contact us at 888-325-8640


**Disclaimer

The terms "job" and "employer" are used as metaphors in this context to help illustrate how one might the benefit from accepting a structured settlement as part of the settlement of a lawsuit or claim. The "employers" are issuers of structured settlement annuity contracts, life insurance companies that are regulated by the states in which they are licensed*. Such companies offer structured settlement annuities only through licensed insurance agents. You would not actually be an employee of any of these companies and where payments represent tax exempt damages, you would not receive any employee benefits, a W-2 , or a 1099.


*note of the companies listed above, only those asterisked are admitted in New York


#structuredsettlement   #structuredsettlements 


Last updated May 27, 2025



most infomative structured settlement websites
By John Darer August 26, 2025
The 4structures.com website is one of the most comprehensive structured settlement resources, particularly for those who want detailed, expert-level information, according to Google AI
most informative
By John Darer August 22, 2025
Based on Grok's review of prominent sites as of August 2025, 4structures.com (including its associated blog at structuredsettlements.typepad.com) stands out as the most comprehensive. Run by structured settlement expert John Darer, it offers detailed guides, and specialized insights
fountain
By John Darer August 17, 2025
Retained asset accounts for life insurance beneficaries, are temporary accounts that earn interest, give you time to breathe and give you time to figure it out.. Retained asset accounts are pay nterest from the date of death to date of settlement of the claim as a general practice,
knuckles
By John Darer August 16, 2025
How to avoid a "Knuckles Sandwich" when entering into settlement of claims or lawsuits involving taxable damages, or elements of taxable damages. What is the intent of the Payor? What happens if the intent of Payor is not clearly set forth in the settlement agreement?
structured  settlements
By John Darer August 15, 2025
Structured settlement annuity issuers have stood the test of time, which is crucial if you're depending on them to pay you stable income for a long time or the rest of your life or pay your beneficiaries . For Structured settlement annuities . Call John Darer at 888-325-8640
New Y
By John Darer August 14, 2025
While rising yields have narrowed the gap for defendants in New York CPLR 50A and 50B projections, plaintiffs can still " fly inverted" and get plenty of "lift" when negotiating settlements by using savvy settlement experts
baseball caps of many colors
By John Darer July 29, 2025
The cap rate on index linked structured settlement annuities is a limit set by the insurance company on the maximum interest rate that can be credited to the annuity based on the performance of the underlying index that also helps provide the downside prtection..
longevity road
By John Darer July 28, 2025
Do your financial resources give you enough road, or will the road run out before you do? A structured settlement annuity helps mitigate the risk of outliving your savings, no matter how long you live. A structured settlement can inlcude one or more customized payment streams and types.
USAA structured settlements
By John Darer July 16, 2025
USAA Life Insurance Company, an A++ rated insurance company, issues structured settlement annuities with 1%, 2% and 3% COLAs. USAA Life structured settlements are exceptionally compatitive on lifetime benefit payments with long duration certain periods for ages under 35.
MetLife Structured Installment Sales Now Available in New York
By John Darer July 8, 2025
Owners of highly appreciated NY businesses or NY real estate may benefit from a structured installment sale tax deferral program as an alternative to a 1031 exchange. MetLife's structured installment sale program is now available in NY and in all 50 states. Call 888-325-8640 for more info
More Posts