Blog Post

You Have a Structured Settlement And...What Now?

John Darer • Dec 14, 2017
I Have a Structured Settlement

What Do You Need to Do Now?

If you have a structured settlement you don't need to do anything now, never mind pay attention to the endless mailings and telephone solicitations of companies that offer you a discounted amount of cash for your structured settlement payments. Unless you really have a need that cannot be satisfied from other sources and you have a plan, just enjoy your structure. Enjoy the steady income, free of taxes if paying for damages for physical injury, wrongful death or workers compensation.

Those companies see your structured settlements as valuable so they chase people and give them cents on the dollar, some using unscrupulous and predatory methods.

Sequencing Risk for Those Receiving Legal Settlements

What is Sequencing Risk? Can Structured Settlements Help?

By John Darer • 22 Apr, 2024
John Darer reviews sequencing risk and the impact of early spending after settlement. Sequencing and Decumulation risk is a factor for recipients of legal settlements and should be addressed in advance of settlement as aprt of settlement planning and wealth orientation.
structured settlement rate lock ins

What is a Structured Settlement Lock-in?

By John Darer • 21 Apr, 2024
A structured settlement lock-in means that the structured settlement annuity issuer will guarantee the cost of a specific benefit stream in exchange for the "quid pro quo" of a commitment to accept or purchase. The guarantee could be a week , or 6 months.
market based structured settlements for lawyers, law firms or plaintiffs

Market Based Structured Settlements | How They Work

By John Darer • 14 Apr, 2024
An introduction to Market Based Structured Settements for Plaintiffs, Lawyers and Law Firms and Settling Parties
new york structured settlements, new york city structured settlements, nyc structured settlement cos

New York City Structured Settlement Annuities 2024

By John Darer • 16 Mar, 2024
Which life insurance companies write structured settlement annuities for personal injury and wrrongful death settlements in Bronx, Brooklyn, Staten Island, Queens, Manhattan, Long Island, Westchester, Erie, Rockland, Albany,Monroe in 2024 through licensed representatives?
flying inverted

NY CPLR 50A/50B | Rising Yields 2022-2024 Squeezed 15 Year Plaintiff Advantage

By John Darer • 16 Mar, 2024
While rising yields have narrowed the gap for defendants in New York CPLR 50A and 50B projections, plaintiffs can still " fly inverted" and get plenty of "lift" when negotiating settlements by using savvy settlement experts
construction defect structured settlements

Construction Defect Structured Settlements

By John Darer • 12 Mar, 2024
Structured settlements can be used where construction defects lead to personal physical injury, physical sickness, or loss of life. In addition, structured settlements may be helpful to plaintiffs who wish to spread out basis, smooth out capital gains or income
structured settlement beneficiary

Structured Settlement Death Claim | What You Need to Know 2024

By John Darer • 08 Mar, 2024
An executor cannot change the beneficiary of a structured settlement annuity. Typically, settlement agreements permit the Payee to name or change a beneficiary, provided such change is in writing and submitted to the Assigmment Company or the annuity issuer in writing and in proper form. An executor is a court appointed representative of the decedent, or in this case, deceased structured settlement annuitant. The insurance beneficiary designation is a contract between the decedent and the insurance company that was entered into prior to the decedent's death.
sexual harassment lawsuit

Settlement Planning for the Sexual Harassment Settlement in 2024

By John Darer • 04 Mar, 2024
Structured settlements can be helpful to mitigate the taxes that may be due on sexual harassment settlements
relatives and friends with their hands out for your money

A Personal Injury Victim's Dilemma | Lending Settlement Money

By John Darer • 18 Feb, 2024
If you will be receiving a personal injury settlement, a settlement is not a windfall even if it's the largest sum of money that you've ever had in your bank account Start with taking at least a minute to think about the reason why you are receiving the settlement and what you had to go through to get it.

Structured Settlements for You and For Those You Leave Behind

By John Darer • 08 Feb, 2024
Most people would like to know how they will be remembered. Structured settlements can be used to fund a legacy gift for a predetermined period of time for your children or grandchildren, no matter what happens.
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