John Darer ®, CLU ChFC MSSC RSP  CeFT®, CLTC, is a highly skilled, creative, experienced and exceptionally fluent settlement expert often praised for what some descibe as his "encyclopedic knowledge", Master Structured Settlement Consultant, AM Best Recommended Structured Settlement Expert 2025, Certified Financial Transitionist and Registered Settlement Planner, who collaborates with clients using Sudden Money®, protocols and tools to balance the personal and technical sides of money for more effective financial decisions.  John Darer has been in involved in complex personal injury, employment, aviation and medical malpractice complex claims settlements in jurisdictions throughout the USA for over 30 years. John also lends his expertise to select claims settlement projects involving structured settlements and periodical payments outside of the USA.  John Darer maintains active insurance licenses in NY, CT, NJ, AK, AL, AZ,  CA, (0761076), CO,  DC, DE, FL, GA,  HI, IN, IL  KY,  KS, LA,  MA, MD, ME, MI, MN, MO, MS, MT, NH, OH, NB, NC, NM, NV, OR,  PA, RI, SC,  SD, TN,  TX,  UT, VA,  VT,  WA, WI, WV and a Life Settlement License in CT and has been active in the financial services industry for more than 40 years.

      4structures.com, LLC is a structured settlement, settlement planning and financial services company and is a reliable provider of settlement services include comprehensive settlement planning, mediation/negotiation strategies, structured settlement experts, brokers, annuity placement and diversification strategy, implementation of alternative periodic payments and litigation recovery management solutions. 

Last updated January 31, 2025