Settlement Planning is a comprehensive holistic approach to helping plaintiffs and their counsel move through the financial transition resulting from a major life event. The financial planning decisions that must be made are unique to each person and transition event. This requires experience, patience, empathy, the ability to break down complexity, to educate through a humanistic process.  Our approach to settlement planning balances the personal and the technical, using Sudden Money® financial transition protocols and tools. This requires training,  experience, patience, empathy and the ability to educate and collaborate. 4structures.com LLC's John Darer is one of only two Certified Financial Transitionists in the settlement planning space in 2025.

What is a Rated Age or Impaired Risk Rating? How does an impaired risk rating affect the cost of a structured settlement annuity? In what ways can plaintiffs or defendants benefit from obtaining rated ages and when?

There are numerous types of settlement payments that can included within a single structured settlement annuity contract or a combination of contracts. The goal is to deliver a stable and predictable income solution tailored to meet your specific and needs. We have the flexibility to customize virtually any type of structured settlement payment or even create a of multiple structured settlement payments designed suit your requirements across one or more structured settlement contracts, potentially involving multiple insurance companies. Explore further details in this by clicking the link below.

Avoid making hasty conclusions without fully evaluating your available options, the associated risks, your tolerance for those risks, and the historical context, which may differ from your assumptions. Take the time to carefully review this section. It is imperative to thoroughly understand the complexities involved in what could be a pivotal, deeply personal, and emotionally charged decision for yourself, or your client. This section offers a comprehensive discussion comparing structured settlements with various other investment alternatives.